20世紀前半の中国金融史に関する多くの先行研究では, 銀行の躍進が顕著となった1930年代を画期とし, この時期の銀行を高く評価している。本論文はこうした先行研究を踏まえて, 天津に拠点を置いていた有力銀行の金城銀行と, 上海に拠点を置いていた上海銀行の経営史料にまで分析を深め, 1930年代に於ける銀行の直接貸し付けによる貸付市場の再編は, 銀行と地域によって一様ではなかったことを実証した。
In various pioneering studies on the history of Chinese finance in the early 20th century, the 1930s, where the rapid progress of banks became prominent, are considered groundbreaking as the banks in this period were highly regarded. 
Based on these pioneering studies, this essay deepens the analysis with management annals from the Kinjo Bank, a leading bank based in Tianjin, and the Shanghai Bank based in Shanghai, demonstrating that the reorganization of the loan market through direct loans from banks in the 1930s was not uniform, depending on banks and regions.

論説